money key

Applying Minimalism To Your Finances

Do you have a personal philosophy to help you organize your finances?

There is a strong connection between your lifestyle philosophy and your spending habits. The trouble, as they say, is not with the high cost of living but the cost of high living

Minimalism is about reducing the clutter to focus on what’s really important to you. Applying these principles to your personal life, ask yourself this question:

Does your quality of life actually increase when you live with more – materially and financially?

Is it possible to reduce your expenses on material goods and experiences while improving your quality of life?

With sufficient self-reflection, you should be able to come up with a plan to generate a positive cash-flow instead of getting into debt.

What are you getting into debt for today? Is it really necessary and do you have a plan?

#1 Is Debt Necessary?

You will hear different arguments between good debt and bad debt. Some people will argue that a mortgage and a loan to pay your college tuition is acceptable while buying a car on credit is a bad idea.

People will always find justifications for their expenses. You need to figure out what you can and cannot afford. Having a credit card can be convenient in many situations but if you are struggling to pay your monthly interest, perhaps it’s best to live without one.

#2 What Is Your Plan With Your Finances?

If you haven’t devised a strategy to make your money go, it will be squandered easily.

While the initial headache of setting up investment portfolios deters most people from taking this step, you can think outside the box. Invest in people and ideas that you are passionate about. Invest in your own development by signing up for courses and learning new skills.


Sheevaun Moran is a business advisor, master coach, quantum energy thought leader and the founder of Energetic Solutions. She uses business principles with energetic techniques to help more than 25,000 entrepreneurs, CEOs and leaders bring instant focus and shifts to clarity, purpose, and profits.



For more of these articles, rule breakers, energetic solutions or concepts, for more ease and grace in your life or business, connect with me at Grab your FREE copy of the Epic Life Toolkit HERE.  Remember that energy is within you…let it shine today!

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