How to Take the First Steps Towards a More Successful Financial Future  

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Are you on the right road to financial happiness?

Are you on the right road to financial happiness?

Everyone wants to be successful financially. Although many people define “success” differently, there are certainly things everyone could be doing better. Here are some things that you can do to improve your chances of a more successful financial future:

Pay Off Your Debts

Certain debts, like a student loan or a mortgage, are okay to have as long as you are making your payments in full and on time every month. But if you have other types of debt, like credit carb debt, you should prioritize getting this paid off as soon as possible. Make cuts where necessary to bring your debt to $0.

Plan How Much You Need in an Emergency Fund

A good rule of thumb is to have three to six months’ worth of expenses saved in an emergency fund in case you lose your primary source or income. Calculate your average expenses over the past few months, per month; do you have three to six times that amount saved?

Plan for Retirement

If you aren’t planning for retirement now, you may be working for more years that you want. Meet with a financial planner to discuss how much money you’ll need when you retire and how to ensure your future is set.

Improve Yourself Financially.

Connect with me:

For more of these articles and rule breakers, energetic solutions or concepts for more ease and grace in your life or business connect with me at http://sheevaunmoran.com and grab my 5 Essential Energies for Success by texting the word “energy” to 949.214.4294 and sharing your name. OR just reach out to me http://facebook.com/sheevaunmoran

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